Trusting Social is the Vietnamese AI company whose credit-scoring models help banks in emerging Asia assess borrowers without traditional credit files.
Founded by data scientists with roots in Vietnam and Singapore, Trusting Social builds machine-learning credit models from telco, behavioral and alternative data, letting lenders score first-time borrowers accurately. Its platform supports consumer lending at scale for banks across Southeast Asia and India, powering millions of credit decisions. The company’s models are designed for financial inclusion โ extending credit safely to people legacy scoring cannot evaluate.
Trusting Social partners with financial institutions under commercial agreements priced by decision volume and scope.
Banks and lenders in Southeast Asia and India that want to grow consumer credit safely among underserved segments.
Trusting Social serves lenders extending credit to underserved segments.
Financial institutions partner through a structured onboarding: data integration, model calibration and parallel testing before live decisions.
More approved good borrowers at controlled risk โ measurable financial inclusion with portfolio performance to match.
Partner onboarding includes data integration, model calibration and parallel testing so lenders validate decisions before live risk exposure.
Alternative-data models require regulatory acceptance per market, and performance depends on data-sharing agreements.
Lenders report approving more good borrowers at controlled risk in thin-file segments.
Consumer lenders across Southeast Asia and India pursuing inclusive growth.
Excluding thin-file borrowers is easy and costly. Trusting Social’s alternative-data scoring expands the lendable population without reckless risk. For Asian lenders pursuing growth with discipline, parallel testing will make the case quickly.
Alternative-data scoring grows the lendable population responsibly. Lenders in emerging Asia should run parallel tests and let performance data decide.
No. Trusting Social works with financial institutions commercially through partnership agreements.
Yes โ scoring and decisioning are delivered through APIs integrated into lenders’ origination systems.
Against bureau scores, Trusting Social’s alternative-data models approve more good borrowers with controlled risk in emerging markets.
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